All loan inquiries are submitted to personal loan lenders offering loan terms greater than 60 days. Please note, a 3 year repayment period is not common; most consumers only qualify for up to $1,000 and can expect a much shorter repayment period. Consumer Advisory: Our lender partners will never ask for advance payment. NEVER pay a lender in advance for a loan.
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When you see the OLA seal, you can trust you're working with a company committed to the highest standards of conduct, dedicated to ensuring the best possible experience for their customers, fully compliant with federal law, and working hard to protect consumers from fraud.
Pain-free & fast application process Longer term loans available Premium loans available Convenient repayment options
“The site was easy and you get results quickly”
Easy To Apply“THIS COMPANY IS THE BEST COMPANY IN THE WORLD TO GET A LOAN FROM THREE YEARS TO PAY BACK THAT'S A BLESSINGS LOW RATE YOU CAN'T BEAT THAT I KNOW FIVE PEOPLE THAT GOT LOANS ALREADY.”
AWESOME“Fast and easy, I started my application around 9 in the morning and I had my loan processed and the money in my bank by 2. Very helpful friendly staff that walked me through each step of the process and explained all the details.”
Fast & Friendly“Took just a few minutes, got my answer back in minutes, and my money the next business day!”
Simple, Quick, & Easy“Helpful, quick, and a very easy process. Approved quick, thanks for your help”
Great Experience“Bring a senior, I have used many websites over many years for many different services. This website and the entire process was totally painless. I breezed through the application and approval process and received my funds less than 24 hours later.”
Outstanding Service“I have gotten loans over the years with lots of different companies. This was thus far the easiest and quickest loan I have ever applied for. I was approved for more than I needed and money was placed in account before the date I was told. This is a great company to do business with. Thanks very much and it has certainly been a pleasure.”
Easiest Loan I Ever Received“It is really the best loan service. I applied I and twenty minutes later they had me connected with a loan provider that could help me with my loan. I got my loan. Thank you very much!!!”
3yearloans“My experience was amazing. Everything went right. It all made perfect sense all the right questions. I could have not asked for it to be any more smoother. Thank you a big thank you”
Never Thought Something Could Go This Smooth.“I had a good experience with this company I will always go back to them if I need it again..”
You Guy's Get 5 Stars I Will Recommend This Company To My Family And Friends..
“Need to make an unexpected large purchase? Want to upgrade your home? Do you need to pay for medical or wedding expenses? Consolidate debt? Financing for the past, present and future! Now that’s something to smile about!
Our 2-step application process is extremely secure and fast! Making it easier than ever to get the funds you need, now! Simply fill out our loan form, and we'll do the rest! We use Thawte, 256-bit encryption technology and other leading security safeguards.
Don't wait hours or even days to see if you're approved for your loan. You could get approved for a loan fast with our easy online application. It takes only minutes to apply, and you could receive a response in as little as 90 seconds! Next up? Speak with your lender to finalize your loan agreement.
Stop driving to the bank or the check cashing store, use 3YearLoans.com to submit your loan application online 24 hours a day, 365 days a year! Simplify your loan application process.
Our team is working hard to make the 3YearLoans.com application process easier. When you fill out a personal loan application on our site, you could have a better chance of approval because we work with an entire network of lenders, not just one. Our innovative technology searches our network in real-time.
