How It Works

Want to get matched up to $35,000?
Try it in Just 3 Easy Steps...

At 3YearLoans getting matched to a personal loan is safe, fast and easy. The Millionaire Matchmaker has nothing on us! Let us help you make the right decision for you!

Learn more about how we help thousands of people get the financing they need each and every day!

WHEN YOU'RE READY, WE'RE HERE TO HELP YOU.

#1. Apply Online with a Secure Application

It’s always fun to talk about yourself, so tell us a little something about YOU and how much you'd like to BORROW. We'll securely collect your information and go to work to find the BEST available loan for you. Sit back while we do the dirty work. We'll match your qualifications with our lender database of more than 100 lending partners.

The loan-finding process is completely free and offers you the best chance of getting a low interest rate on your personal loan. Even better, it takes only minutes to fill out, has tons of FAQs, and provides real time results!

#2. Get Matched to Your Lender

Your application can be approved in as little as 90 seconds. When we find a lender to match your loan needs, you'll be redirected to your lender's site. Your encrypted information will pass along to the lender, we never store the information, so your online identity is always safe.

Once redirected to your lender's site, you'll be given additional directions to help finalize the loan process and get you that much closer to your much needed kitchen renovation!

#3. Sign Your Loan, Get Your Cash

After finalizing your loan agreement, your lender will explain how quickly your funds will arrive. In many cases, you can get same-day funding, while others offer it within 24 hours. This means your need for funding is solved instantly or it’s in the “bag” by the same time the next day.

3YearLoans matching service takes just MINUTES, allowing more than one million Americans to have stayed on top of their budgets since 2009.

To learn more about the process, read our FAQs.

Ready to apply? Get approved for up to $35,000 now!

3YearLoans Responsible Lending Policy

Our assembled network of the largest amount of true personal loan lenders in the United States is comprised of banks, local and regional lenders. Part of our job is to search our database to find the best loan terms and highest loan amount that fits your needs and we are good at our jobs. When you are approved for a personal loan with one of our partners, above $5000, you will typically receive an annual percentage rate (APR) between 4.19% – 34.29%. The exact APR, loan amount and repayment period will vary by lender.

Ready to apply? Get up to $35,000 today with 3YearLoans.